Are you a resident of Washington with a personal injury lawsuit pending?
An unexpected and lengthy personal injury case may leave you susceptible to serious financial problems, which is why many plaintiffs require financial assistance during the process.
Such lawsuits often consume a huge portion of income, leaving claimants struggling to make basic payments such as rent, mortgage, and grocery shopping. Taking time away from work to appear in court, or even to recover from injuries sustained, can exacerbate this financial strain. Insurance companies are infamous for taking advantage of this and slowing down the settlement process to force plaintiffs into accepting a lower payout.
Here at Nova Legal Funding, we provide pre-settlement funding for Washington residents awaiting a personal injury lawsuit. Our non-recourse cash advances ease the burden of any financial issues, enabling you to carry on as normal during your case. Customers do not need to pay this back if they lose their case, making our pre-settlement funding completely risk-free.
You can start the application process at any point during your lawsuit. Nova Legal Funding offers fast and simple litigation funding, giving you and your attorney the breathing space to focus wholly on your case.
Laws and Regulations of Lawsuit Funding in Washington
Important Washington Legal Information
| Avg. Funding per case from Nova Legal Funding | $14,323 Nova can fund anywhere from $500 up to $2,500,000 depending on case value. |
| Fault Laws | Pure Comparative Fault Plaintiff’s negligence will be allocated their own percentage portion, for which defendants will not be held responsible. R.C.W.A. §§ 4.22.005-015. |
| Statute of Limitations | 3 years Title 4, Ch. 16, Sec. 4.16.080 |
| Minimum policy limits for bodily injury & property damage | $25,000 bodily injury liability per person $50,000 bodily injury liability per accident $10,000 property damage liability per accident |
| Minimum UIM auto insurance limits | Liability: 25/50/10 |
| Workers compensation eligibility | Eligible |
In Washington, any worker injured on the job can be compensated for expenses like medical bills, lost wages, and disabilities caused by the injury. All employers must carry workers’ compensation insurance, which covers all work-related injuries or illnesses. Both traumatic injuries and occupational illnesses are covered by this insurance.
You will be ineligible for an advance from Nova Legal Funding if you have already applied elsewhere for a loan regarding the same case.
Washington Personal Injury Law: How Does it Affect Legal Funding?
The statute of limitations for personal injuries in Washington gives parties three years from the date of the accident to file a lawsuit against those responsible. Courts are unlikely to hear a case past this point, making it imperative that proceedings begin as soon as possible. If your claim is against a local or state government employee or entity, the statute of limitations period is the same, but you must file a formal notice of claim instead. However, this does not initiate a lawsuit, which you can only do 60 days after filing the claim.
Washington’s judicial system follows a pure comparative negligence approach, which reduces compensation depending on how responsible a plaintiff is for their injuries. If a court finds them 20% responsible, damages are also reduced by 20%. The rest of the compensation will be divided between all other responsible parties, with each having to pay an equal percentage to that of which they are at fault.
Regarding car insurance laws, Washington is a “fault” state. The party that caused a car accident is responsible for any harm, so their insurance carrier will absorb these losses up to policy limits. Those injured in an auto accident can proceed in one of three ways. Either they can file a claim with their own insurance company, file a third-party claim using their at-fault driver’s insurance, or file a personal injury lawsuit in civil court against the other motorist.
While some states have damage caps for certain types of cases, Washington courts have ruled these unconstitutional. However, Washington legislation does find dog owners strictly liable for any injuries caused by their animal, regardless of the dog’s past behavior.
Notable Personal Injury Lawyers in Washington
There are many highly skilled and experienced personal injury lawyers based in Washington who would be delighted to take on your case:
Vanessa Micol Vanderbrug
1001 4th Ave, #3200, Seattle, WA 98154
Ryan Witt
400 Warren Ave Suite 415, Bremerton, WA 98337
Robert C. Hahn III
2906 N. Argonne, Spokane, WA 99212
Loren Scott Etengoff
605 E McLoughlin Blvd, Vancouver, WA 98663
Edward K Le
135 Park Ave N., Renton, WA 98057
Car Accident and Fatality Statistics in Washington
According to the latest statistics from the U.S. Department of Transportation’s Fatality Analysis Reporting System, Washington has a very low rate of traffic fatalities. In 2017, there were 565 deaths from 536 fatal crashes, which equates to 7.6 deaths per 100,000 of the population—one of the lowest rates in the US. Of the drivers that had their blood alcohol concentration levels tested, 34% had high levels of alcohol in their system. Furthermore, 30% of fatally injured car occupants weren’t wearing a seatbelt.
At Nova Legal Funding, we offer pre-settlement loans for Washington citizens involved in traffic accident cases. The most common cases we cover are:
- Pedestrian accident
- A car accident pre settlement loan
- Tractor trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
Please contact us for a free evaluation of your case and to find out more about our lawsuit funding services.
Washington Lawsuit Funding FAQs
How do I know if I qualify for lawsuit funding in Washington?
Personal injuries sustained due to another party make you automatically eligible for lawsuit funding. Generally speaking, if the accident happened within Washington state lines, you will qualify for a free and quick application.
Is it a lawsuit loan or cash advance?
Whilst it is called a lawsuit loan, Nova Legal Funding provides an advance against your eventual settlement. This is a non-recourse advance, meaning you are under no obligation to pay this back should you lose your case. We will only collect from you in the event of a victory or settlement being obtained.
Does it matter how I spend the lawsuit funding?
Litigation funding can be used by claimants in any way they see fit, with no regulations on how they spend the advance. Most individuals that we’ve worked with have used it to pay off debts, cover rent payments, afford medical bills, or simply for day-to-day expenses.
Apply For Lawsuit Funding in California Now
Nova Legal Funding has the know-how and expertise to assist any customer in Washington needing a financial helping hand. Our team is available 24/7 to serve personal injury plaintiffs. Get in touch today for a free evaluation of your case, or for more details about our service.
Call us toll-free at (800) 760-0704 to speak with a friendly funding specialist today.