Pre-Settlement Lawsuit Loans (Cash Advances) in New Jersey

We provide pre-settlement funding for plaintiffs in New Jersey. Getting a loan against your pending NJ lawsuit can help you maximize your eventual settlement by giving your attorney time to pursue maximum case value.

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Short on cash as you await a lawsuit settlement in New Jersey?

You are not alone. Nova Legal Funding provides lawsuit funding in NJ for anyone engaged in an unexpected legal struggle.

We offer fast pre-settlement cash advances for plaintiffs in New Jersey, allowing them to carry on with their lives in the face of any personal injury suit, which can be prolonged for years before any compensation is agreed upon.

Apply for a lawsuit loan online or call us anytime, 24/7 at (800) 760-0704. Our team will address all of your concerns, and help you get approved for a lawsuit loan against your New Jersey lawsuit.

NEW JERSEY pre settlement lawsuit loans

We understand that extended litigation can be a major drain on your time and finances, particularly if you need to take time off from work to appear in court. This might mean that you lose a portion of your salary, leaving you unable to pay bills, rent or mortgage, and your general cost of living. Insurance companies are all too aware of this and often drag out the process to encourage clients to take a lower fee for their injuries.

Nova Legal Funding offers a superior alternative to lawsuit loans as our cash advances are considered non-recourse. We offer a no win no fee guarantee, meaning New Jersey personal injury plaintiffs are not required to pay anything back if they lose their case.

You can apply for legal funding with us at any point during your lawsuit, with cash available in as little as 24 hours after application.

Want to learn more about how lawsuit loans in New Jersey work? We encourage you to watch the short video below for a explanation of the process:


Want more to know more before you contact us? We invite you to browse these additional resources:

Call us toll-free at (800) 760-0704 to speak with a friendly funding specialists today.

New Jersey Lawsuit Funding Requirements

To apply for pre-settlement funding in New Jersey, all you need is your name, phone number, and your attorney’s contact information.

No Credit Necessary

Your credit history will not be inspected by a Nova Legal Funding specialist.

Hassle-Free Application

The bulk of your application process will take place between Nova Legal Funding and your attorney.

Risk-Free Cash

You are only required to pay back the funds if you win a settlement. If you lose the lawsuit, you will owe nothing to Nova Legal Funding.

Laws and Regulations of Lawsuit Funding in New Jersey

Important New Jersey Legal Information

Avg. Funding per case from Nova Legal Funding $12,680 Nova can fund anywhere from $500 up to $2,500,000 depending on case value.
Fault Laws Modified Comparative Fault – 51% Bar If plaintiff’s negligence is not greater than that of the defendant, plaintiff can recover but will find his damages proportionately reduced. N.J.S.A. § 2A:15-5.1.
Statute of Limitations 2 years Title 2A, Ch. 14, Sec. 2A:14-2
Minimum policy limits for bodily injury & property damage Basic policy: $10,000 total limit for bodily injury per accident $5,000 property damage liability per accident Standard policy: $15,000 bodily injury liability per person $30,000 bodily injury liability per accident $5,000 property damage liability per accident
Minimum UIM auto insurance limits Liability: 15/30/5 (standard policy) UM/UIM BI: 15/30 UMPD: $5,000 PIP: $15,000
Workers compensation eligibility Not Eligible

According to state legislation, settlement loans in New Jersey cannot cover workers compensation cases, nor any supplementary funding for cases which exclusively related to soft tissue injuries. You are also ineligible to receive a pre-settlement loan from Nova Legal Funding if you have previously applied elsewhere for financial support to help with the same case.

It is important to note that your attorney-client privilege may be impacted, as a result of information you may need to share with Nova Legal Funding as part of your loan application.

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What Our Clients Say

Our team funded $25M+ to thousands of accident victims nationwide!

Notable Personal Injury Lawyers in New Jersey

New Jersey has a huge number of experienced personal injury lawyers who can approach your case with expertise and skill:

Robert J. DeGroot
60 Park Pl Suite 105, Newark, NJ 07102

Peter Briskin
22-01 Broadway, Fair Lawn, NJ 07410

Howard Leopold
3 University Plaza Dr, #410, Hackensack, NJ 07601

Martin L. Mintz
3 University Plaza Dr, #410, Hackensack, NJ 07601

Richard J. Levinson
2 Lincoln Highway , Edison, NJ 08820

New Jersey Car Accident and Fatality Statistics

With Interstate 95 running through much of the state—including the famed New Jersey Turnpike—there is a constant influx of traffic which can all too frequently lead to car accidents. The most recent reports account for traffic incidents in 2017, and make for sobering reading, as fatalities have increased year-on-year since 2013.

The New Jersey Department of Transportation recorded a total of 270,231 crashes in the state during 2017, resulting in 61,753 total injuries. The Insurance Institute for Highway Safety reported 591 fatal crashes resulting in 624 deaths in New Jersey that year—a 3,7% rise on the previous year, compared with the 1.8% nationwide decrease. A staggering 253 of these fatalities befell drunk drivers.

Nova Legal Funding offers pre-settlement funding for New Jersey drivers who have been involved in traffic cases. These are six of the most common:

No matter the incident, we provide a quick turnaround on any settlement loans in New Jersey. Contact us today and we’ll examine your case for free.

Ready to get started? We’ve got your back.

New Jersey Lawsuit Funding FAQs

Any personal injuries caused by another person or entity automatically qualify for lawsuit funding. As a general rule, if your accident occurred within New Jersey and you sustained significant injuries, you automatically qualify for a free and quick application.

Although often referred to as a lawsuit loan, the funding is actually an advance against your eventual lawsuit settlement. Importantly, the cash advance is considered non-recourse. This means that if you lose your case, there is no requirement to pay back the money. We only collect if you win your case or obtain a settlement.

Lawsuit funding is available to help those who need financial support during an ongoing personal lawsuit injury. However, there is no restriction on how you spend your lawsuit cash advance. Some of our plaintiffs in New Jersey used their money to pay off debts, cover their mortgage or rent payments, afford medical bills or simply to help with daily living expenses.

Apply For Lawsuit Funding in New Jersey Now

At Nova Legal Funding, we have the skills and experience to take charge of all lawsuit funding in New Jersey. Our funding specialists are on hand 24/7 to serve personal injury plaintiffs. Get in touch with our team today for a free case evaluation, and for more information about the benefits of a New Jersey lawsuit loan.

Call us toll-free at (213) 340-5082 to speak with a friendly funding specialists today.

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Cases We Fund

Nova’s rates are as low as 1-3%. Our mission is to have some of the lowest rates in the industry. We’ll match or beat anyone’s rate.

Ready to get started? We’ve got your back.