Strapped for cash as your Florida lawsuit drags on?

You are not alone. Folks who are in the middle of a personal injury lawsuit in Florida often struggle to make ends meet while their lawyer works for maximum compensation.

At Nova Legal Funding, we provide lawsuit loans in Florida for folks with a pending personal injury lawsuit. Apply for a lawsuit settlement loan online or call us anytime at (866) 494-0370. Our knowledgeable team will answer all of your questions, and help you get approved for a lawsuit loan against your pending Florida lawsuit.

The majority of people facing a personal injury lawsuit in Florida will need financial assistance for the duration of the case. Long legal battles will often take up most of an average income, leaving you unable to afford basic needs like rent, mortgage, and food. Taking extra time off work to appear in court, or even to recover fully from any injuries sustained, can add further financial pressure. Insurance companies are known to play on this and purposely slow down the process to force clients to accept a lower fee.

Our lawsuit funding allows you to continue with your life for the duration of the legal battle. We can get money in your hands within 24 hours of approval of your application. We also work on a no win no fee basis, meaning there is no risk for personal injury plaintiffs to apply for lawsuit funding in Florida. Get in touch with our team at any time during your lawsuit for quick and easy funding.

Want to learn more about how pre-settlement funding companies in Florida work? We encourage you to watch the short video below for an explanation of the process:

Want to know more before you contact us? We invite you to browse these additional resources:

Laws and Regulations of Lawsuit Funding in Florida

Important Florida Legal Information

Avg. Funding per case from Nova Legal Funding$14,492 Nova can fund anywhere from $500 up to $2,500,000 depending on case value
Fault LawsPure Comparative Fault If the plaintiff is at fault, that percentage will diminish proportionately the amount he is entitled to recover. F.S.A. § 768.81(2).
Statute of Limitations4 years Title 8, Ch. 95, Sec. 95.11
Minimum policy limits for bodily injury & property damage$10,000 property damage liability per accident $10,000 personal injury protection
Minimum UIM auto insurance limitsLiability: 10/20/10 PIP: $10,000 BI liability not required by Florida but many carriers require 10/20
Workers compensation eligibilityEligible

Florida is a no-fault state, which means that each person’s insurance pays for his or her injuries and damages in a car accident, regardless of who was at fault. However, Florida laws allow you to file a personal injury lawsuit after an accident if you or a loved one suffered a serious injury. This includes:

  • A permanent injury
  • Significant and permanent scarring or disfigurement
  • Significant and permanent loss of a body function
  • Death

This means that you can’t receive any funding for soft tissue injuries sustained in an accident. However the terms are open to interpretation, so it is up for negotiation as part of your claim whether your injuries qualify as “significant” under the threshold.

If you need a pre-settlement loan after sustaining significant injuries at work, the legal requirement is that you need to have a valid workplace accident claim, suffered injuries directly related to the accident, reside in Florida, or have a case already pending in the state. Your occupation bears no influence on whether you are eligible for a pre-settlement loan in Florida.

You will, however, be ineligible for lawsuit funding from Nova Legal if you have previously applied for financial support elsewhere for the same case. If you are applying for a loan with Nova Legal Funding, your attorney-client privilege may be affected due to the information you may need to share with us.

Florida Personal Injury Law: How Does it Affect Legal Funding?

Under Florida’s statute of limitations, an injured party has 4 years from the date of the accident to file a lawsuit in the civil courts. If you fail to file a case within this time frame, there is a very high chance the court will refuse to hear the case, and compensation will not be granted.

Florida courts work under the pure comparative negligence system of recovery. In this jurisdiction, a judge or jury is responsible for determining the percentage of fault each party is responsible for in a claim, which determines the monetary compensation they are each entitled to. This system means that plaintiffs may recover some compensation in damages, even if they are partially at fault.

If there is more than one person to blame for an injury sustained, the plaintiff is able to file a lawsuit against them all. Florida has a set of ‘joint and several liability rules, which is a structured system designed to deal with cases where multiple people are at fault. However, if any person is deemed to be 10% or less at fault, they are not responsible for paying out of pocket for any economic losses. Those who are found to be between 11%-25% at fault are responsible for up to $500,000, while persons found between 26%-50% are responsible for up to $1 million in damages. Anyone found more than 50% at fault owes up to $2 million in damages.

However, under the pure comparative negligence law, if a plaintiff is found partially at fault, these numbers all change. Anyone who is 11%-25% at fault can owe up to $200,000, while 26%-50% responsibility can owe up to $500,000. Anyone who is more than 50% at fault—but you are also partially to blame—can owe up to $1 million.

Florida currently has no damage cap statute for general personal injury claims, nor is there a damage cap limit for non-economic damages. This includes pain and suffering, and mental anguish in medical malpractice cases. However, there is a cap on punitive damages, which is in place to discourage unethical behavior. These damages are limited to three times the amount of compensatory damages or $500,000, depending on which figure is greater.

Notable Personal Injury Lawyers in Florida

There are a number of personal injury lawyers in Florida, with the skills and experience needed for any case:

Farah & Farah
10 W Adams St, Jacksonville, FL 32202

Wolfson Law Firm
3399 SW 3rd Ave, Miami, FL 33145

Culpepper Kurland
101 East Kennedy Blvd, Suite 2300, Tampa, FL 33602

Salter, Healy, Bassett & Rivera
2601 1st Avenue S, St. Petersburg, FL 33712

Todd Miner
915 Outer Rd, Orlando, FL 32814

Rima C. Bardawil P.A.
1290 W. 49 Street, Hialeah, FL 33012

Abrahamson & Uiterwyk Personal Injury Law
2639 McCormick Dr. Clearwater, FL 33759

Car Accident and Fatality Statistics in Florida

Recent reports have found that around 2,400 traffic-related deaths occur each year in Florida, and the Sunshine State has the third most fatal crashes of all states in the US. There were 2,922 recorded fatal crashes in 2017, which are the most recent reports available, with a total of 3,112 deaths caused by car accidents.

According to the Florida Highway Safety and Motor Vehicles Department, there is an average of 1,068 crashes per day, over the past 3 years. All drivers need to be cautious when driving, carefully following all traffic laws of the state to avoid being accountable for any crashes, accidents, or personal injuries caused by negligence. If you are a victim of a traffic-related incident, you could be owed compensation from the party at fault.

With the high crash rates in Florida, and over 4 million traffic tickets issues annually, we offer pre-settlement loans for citizens caught up in a case to help ease the financial strain. The most common cases that we cover are:

Get in touch with our team at Nova Legal Funding today, and let us analyze your case for free to see how much lawsuit funding you could be eligible for.


How do I know if I qualify for lawsuit funding in Florida?

Personal injuries caused by another person or party automatically qualify for lawsuit funding. As a general rule to follow, if the accident occurred in Florida and caused you significant injuries, you automatically qualify for a free and quick application.

Is it a lawsuit loan or a cash advance?

Although it is often referred to as a loan, the funding is actually an advance against the eventual settlement you receive. It’s important to note that this advance is considered non-recourse. This means that if you lose your case, you are not required to pay back the money. We only collect the loan if you win your case, or obtain a settlement.

Does it matter how the lawsuit funding is spent?

Lawsuit funding is available to those who need financial support during a personal injury lawsuit. However, there is no limitation on how you spend the cash advance. Some plaintiffs in Florida use the money to pay off previous debts, cover mortgage or rent payments, afford medical bills, or simply use it for general living expenses.

Apply For Pre-Settlement Funding in Florida Now

At Nova Legal Funding, we have the experience and skills to take charge of legal funding in Florida. Our expert team of specialists is available round the clock to serve personal injury plaintiffs. Contact our team today for a free case evaluation, and to find out more about the benefits of a lawsuit loan in Florida.

Call us toll-free at (213) 340-5082 to speak with a friendly funding specialist today.