Are you facing financial hardship as your Pennsylvania lawsuit continues?
You are not alone. Many personal injury plaintiffs in PA find themselves struggling financially for the duration of their lawsuit. At Nova Legal Funding, we offer immediate financial support to plaintiffs in Philadelphia and throughout Pennsylvania.
We invite you to apply for lawsuit funding online or call us anytime, 24/7 at 800-760-0704. There is no obligation or risk. Our kind staff members will address all of your questions, and help you get approved for a lawsuit loan against your Pennsylvania lawsuit.
On top of high court costs, injuries can prevent a plaintiff from working and bringing in a stable income. It could be difficult to pay off debts and bills during this time, and this is made worse by the insurance companies known to exploit these circumstances. Many organizations will attempt to delay proceedings in the hope that financial hardship will force you to accept a lower settlement than you deserve.
Our pre-settlement funding offers a non-recourse cash advance. This means that you are only required to pay us back provided you win your case, meaning there is no risk for personal injury plaintiffs to apply for lawsuit funding in Pennsylvania. Contact our team at any time during your lawsuit for quick and easy funding.
Want to learn more about how lawsuit loans in PA work? We encourage you to watch the short video below for an explanation of the process:
Want to know more before you contact us? We invite you to browse these additional resources:
- Your Ultimate Guide to Pre-Settlement Lawsuit Loans
- How to Find the Best Pre-Settlement Loan Company for You
- Denied a Lawsuit Loan? Learn Your Options from Here
- Insider Tips: What Plaintiffs Should Know Before Getting a Pending Lawsuit Loan
Laws and Regulations of Lawsuit Funding in Pennsylvania
Important Pennsylvania Legal Information
|Avg. Funding per case from Nova Legal Funding||$11,626|
|Fault Laws||Modified Comparative Fault – 51% Bar Plaintiff’s negligence will diminish, but not bar, his recovery, unless he was more negligent than the defendants. 42 P.S. § 7102.|
|Statute of Limitations||2 years 42 PA Con. Stat. Section 5524|
|Minimum policy limits for bodily injury & property damage||$15,000 bodily injury liability per person $30,000 bodily injury liability per accident $5,000 property damage liability per accident $5,000 medical benefits|
|Minimum UIM auto insurance limits||Liability: 15/30/5 First party benefits (PIP): $5,000|
|Workers compensation eligibility||Not Eligible|
Attorneys must inform Pennsylvania personal injury plaintiffs about the loss of attorney-client privilege, as some confidential information may need to be shared with third-party lenders. The Philadelphia Bar Association’s Professional Guidance Committee suggests that “disclosures will be restricted as much as possible — perhaps even limited to only that information which would be discoverable without intrusion upon the privilege”.
Pennsylvania courts have previously invalidated litigation financing agreements on the grounds of champerty. This refers to a circumstance where a plaintiff is ‘maintained’ by a party with no previous interest in a lawsuit in return for a share of the proceeds. However, this is unlikely to be an issue for trustworthy and experienced partners.
Pennsylvania Personal Injury Law: How Does it Affect Legal Funding?
In Pennsylvania, the statute of limitations is two years, meaning that injured residents have this time to file a claim from the date of their accident. If you fail to file a claim within this period, the courts are highly unlikely to hear your case, and compensation will be forfeited.
If you want to file a claim against a city, county, or state government agency, you must file a notice of intent to sue within six months of the accident.
It is unlikely that courts will deal with personal injury cases involving car accidents as these are typically handled by the relevant insurance companies. However, if the injured party can prove they meet the ‘serious injury’ threshold, they can hold the at-fault driver liable.
Dog owners can be held ‘strictly liable for injuries caused by their animal, regardless of how their pet has behaved in the past.
Pennsylvania courts assign compensation based on the moderate comparative fault rule, which determines how responsible each party is for a specific accident. This directly affects how much money each party is owed and how much they need to pay. For instance, an injured party deemed to be 25% responsible for their injury will have the same proportion deducted from the compensation they can claim. However, if a plaintiff is 50% or more responsible, they will be barred from collecting any damages whatsoever.
There are no damage caps on lawsuits involving injury or death in Pennsylvania, though the state does cap punitive damages to two times the amount of actual compensation.
Notable Personal Injury Lawyers in Pennsylvania
There are a number of skilled attorneys in Pennsylvania who would be delighted to take on your case:
1500 John F Kennedy Blvd #620, Philadelphia, PA 19102
600 Grant St fl 10, Pittsburgh, PA 15219
David H. Rosenburgh
1300 Linglestown Rd Suite 2, Harrisburg, PA 17110
Anthony M. Georgelis
2168 Embassy Dr, Lancaster, PA 17603
35 S Queen St, York, PA 17403
Peter N. Munsing
939 Penn Ave, Reading, PA 19610
Car Accident and Fatality Statistics in Pennsylvania
According to the Pennsylvania Department of Transportation, 1,083 people died in traffic accidents in 2017. Accidents involving pedestrians caused 12% of all fatalities, while 35.4% resulted from a vehicle hitting a fixed object, such as a tree or wall.
Male drivers between the ages of 21-25 were involved in more crashes than any other group. Adverse weather and road surface conditions negatively affect vehicle handling and driver sight, however, the vast majority of fatalities (85.6%) occurred under no adverse conditions.
At Nova Legal Funding, we offer lawsuit loans to drivers in Pennsylvania who were injured in accidents such as:
- Pedestrian accident
- Car accident pre settlement funding
- Tractor trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
We are on hand to provide a free case evaluation to all personal injury plaintiffs. Contact us today to learn more about the pre-settlement funding process in Pennsylvania.
Pennsylvania Lawsuit Funding FAQs
Do I qualify for a pre-settlement loan in Pennsylvania?
Do I qualify for a pre-settlement loan in Pennsylvania?
Is it a lawsuit loan or cash advance?
Though we provide what is commonly referred to as a lawsuit loan, it is actually a wholly non-recourse cash advance against the customer’s eventual lawsuit settlement. Plaintiffs are under no obligation to pay this back if they lose their lawsuit.
How should I spend my lawsuit loan?
You can spend your cash advance however you like. Plaintiffs in the past have used the funding to cover payments such as debts, mortgages, and general living expenses.
Apply For Lawsuit Funding in Pennsylvania Now
We are proud to provide our customers with the funding they need within 24 hours of approval. Get in touch with a member of the Nova Legal Funding team to learn more about pre-settlement funding in Pennsylvania.
Call us toll-free at (213) 340-5082 to speak with a friendly funding specialist today.