Are you a Hawaii resident with a pending personal injury lawsuit?
Becoming embroiled in a lengthy legal case may leave you struggling financially. At Nova Legal Funding, we offer lawsuit funding in Hawaii for those with a pending personal injury lawsuit.
Protracted legal battles are often a huge drain on income, and may leave you unable to pay for everyday expenses like food, rent, and medical bills. Missing work to appear in court or even to recover from any injuries suffered can lead to a pay cut, creating even more financial strain. Many insurance firms realize this, and intentionally slow the process to compel clients into accepting a lower fee.
Nova Legal’s settlement loans in Hawaii enable you to carry on as usual during your case, which may last for months or even years before you receive any sort of compensation. We work fast and ensure our pre-settlement loans in Hawaii are transferred within 24 hours.
Here at Nova Legal Funding, we also work on a no win no fee basis, making lawsuit funding in Hawaii risk-free. Contact us at any time during your case for quick and simple funding.
Laws and Regulations of Lawsuit Funding in Hawaii
Important Hawaii Legal Information
|Avg. Funding per case from Nova Legal Funding||$9,544 Nova can fund anywhere from $500 up to $2,500,000 depending on case value.|
|Fault Laws||Modified Comparative Fault 51% Bar As long as the plaintiff’s fault is not greater than the combined defendants’ fault, they can recover, minus the pro-rata share of their own fault. Haw. Rev. Stat. § 663-31.|
|Statute of Limitations||2 years Rev. Stat. Sec. 657.7|
|Minimum policy limits for bodily injury & property damage||$20,000 bodily injury liability per person $40,000 bodily injury liability per accident $10,000 property damage liability per accident $10,000 personal injury protection|
|Minimum UIM auto insurance limits||Liability: 20/40/10 PIP or PPO: $10,000|
|Workers compensation eligibility||Not eligible|
Like other states, the regulations on legal funding in Hawaii prevent companies from providing financial support for cases relating to workers’ compensation. If you have previously applied for funding from another source, Hawaii law also stipulates that a lien must be filed. This will have to be paid off before you can receive support from Nova Legal Funding.
Hawaii Personal Injury Law: How Does it Affect Legal Funding?
The statute of limitations in Hawaii gives plaintiffs two years to file a personal injury claim from the day they are injured This time period applies to both claims against individuals and those against the city, county, or state government agencies. As such, it is advisable to take the person or body responsible to court as soon as possible in order to protect your right to compensation, as claims after this period are unlikely to be heard.
Hawaii is a modified comparative fault law state, meaning damages are reduced by the percentage that the injured party is deemed to be at fault. So, say you were found 20% to blame for your injuries, you would lose 20% of your compensation. However, if you’re held to be more than 50% responsible for your injuries, you are barred from receiving damages entirely.
Like other states, Hawaii has a cap on non-economic damages—otherwise known as pain and suffering damages—in medical malpractice lawsuits only. This means that plaintiffs can only claim up to $375,000 in compensation, although there are exceptions, such as cases relating to mental anguish.
In many states, dog owners are protected from liability the first time their dog injures somebody. Known as the “one bite rule”, they escape liability so long as they had no reason to believe the dog was dangerous. However, the Haw. Rev. Stat. § § 663-9 statute makes dog owners in Hawaii “strictly liable” for injuries caused by their dog, notwithstanding the animal’s previous behavior.
When it comes to motorist accidents, Hawaii is one of only a handful of states that follow a “no-fault” system. In this system, those injured in a car accident must rely on their own insurance coverage, regardless of who is to blame. Only in limited circumstances can individuals in Hawaii file a claim against at-fault drivers. These are:
- If the accident results in more than $5,000 in benefits being paid (in medical expenses or other damages), or
- If you suffer serious and permanent injuries from the accident—e.g. loss of use of a body part or body function, or serious disfigurement that leads to mental or emotional distress.
Notable Personal Injury Lawyers in Hawaii
Hawaii has a large number of experienced personal injury lawyers who are willing to take on your case.
1498 Lower Main Street, Suite F, Wailuku, HI 96793
William Saunders, Jr. Esq.
745 Fort St, #801, Honolulu, HI 96813
Jan K. Apo
24 N Church St #302, Wailuku, HI 96793
851 Fort St Suite 400, Honolulu, HI 96813
1003 Bishop St., Suite 2700, Honolulu, HI 96813
Hawaii Car Accident and Fatality Statistics
Hawaii has a very low rate of traffic fatalities compared to the rest of the country. According to the most recent figures, there were only 107 deaths from 96 fatal crashes throughout 2017, representing 7.5 deaths per 100,000 of the population. 87% of these fatalities involved drivers with high levels of alcohol in their systems, whilst 36% of fatally injured occupants weren’t wearing seatbelts.
Nova Legal Funding offers lawsuit funding for Hawaii drivers involved in litigation related to traffic accidents. Below are six of the most common causes:
- Pedestrian accident
- Same day accident loans for car accidents
- Tractor trailer accident (truck accident)
- Bus accident
- Bicycle accident
- Motorcycle accident
Do I qualify for lawsuit funding in Hawaii?
Any personal injuries caused by another individual or entity make you eligible for lawsuit funding in Hawaii. Generally speaking, if these injuries were sustained within the state, you automatically qualify for a free and quick application.
Is it a lawsuit loan or cash advance?
Nova Legal Funding provides cash advances to our clients. Whilst these are called lawsuit loans, they are considered to be non-recourse advances. This means that even if you fail to win your case, you are not obliged to pay back the money, and we will only collect if you win the case or agree to a settlement.
Does it matter how I spend the lawsuit funding?
There are no requirements around how you spend a pre-settlement cash advance. Litigation funding is for those who require financial support during a long-lasting legal case, and claimants in Hawaii have used this money for purposes like paying off debts, covering their rent, or affording daily living expenses.
Apply For Lawsuit Funding in Hawaii Now
Nova Legal Funding has the expertise and experience to help all those who need lawsuit funding in Hawaii. Our team is on hand to serve personal injury claimants around the clock, so please don’t hesitate to get in contact with us today for a free case evaluation.