Lawsuit Loans in California

Fast Pre-Settlement Funding for California Plaintiffs

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Pre-Settlement Lawsuit Loans in California

  • Do you have a pending personal injury lawsuit in California?
  • Have you hired a lawyer for your case?
  • Did your bills take a vacation while you wait for your settlement?

If you answered no to the last question but yes to the first two, you could qualify for a pre-settlement lawsuit loan from Nova Legal Funding within 24 hours.

Not ready to apply? We get it. Call the friendly team at Nova: 800.760.0704. Our staff will answer any questions that you have and help you understand your best path forward.


If you go with anyone, go with Nova. You won’t be disappointed.

“Excellent company, Nova was the best choice I made. Once I decided I needed help I reached out to several companies trying to make sure I got a fair deal. Ron gave me that fair deal, he guaranteed to beat any other company, but the best deal I got was his first offer. He was very professional and his response time was super fast. I know this is a scary process but Ron really did make it an easier decision for me. If you go with anyone, go with Nova. You won’t be disappointed. Thank you Nova and especially Ron!!”

George O. via Yelp

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How does getting California lawsuit loan work?

A long legal battle in the state of California could leave you cash-strapped, unable to afford medical bills, mortgage payments, and other living expenses. Nova Legal Funding is here to provide you with immediate financial support within 24 hours.

The complex nature of personal injury lawsuits in California often means it takes months, or even years before you receive compensation for your injuries. Unfortunately, insurance companies are known to use stalling tactics in the hope that such financial strain will force you to accept a low settlement.

Many people with a pending personal injury lawsuit in California require financial assistance until the case settles, and lawsuit loans help to cover these expenses.

Nova Legal Funding offers a superior alternative to lawsuit loans in that our cash advances are wholly non-recourse. California personal injury plaintiffs are not required to pay anything back if they lose their case, which means they are taking no risks by applying for lawsuit funding.

You can start the pre-settlement funding process at any time during your lawsuit. Nova Legal Funding is on hand to provide fast and simple lawsuit funding, giving you and your attorney the space to negotiate the settlement you deserve.

California Lawsuit Funding Requirements

Pre-Settlement Lawsuit Loans California To apply for pre-settlement funding in the state of California, all you need is your name, phone number, and your attorney’s contact information.

  • No Credit Necessary – Your credit history will not be inspected by a Nova Legal Funding specialist.
  • Hassle-Free Application – The bulk of your application process will take place between Nova Legal Funding and your attorney.
  • Risk-Free Cash – You are only required to pay back the funds if you win a settlement. If you lose the lawsuit, you will owe nothing to Nova Legal Funding.

Laws and Regulations of Lawsuit Funding in California

Important California Legal Information

Avg. Funding per case from Nova Legal Funding $12,382 – Nova can fund anywhere from $500 up to $2,500,000 depending on case value.
Fault Laws Pure Comparative Fault
Plaintiff’s negligence will offset defendant’s liability. Li v. Yellow Cab, 119 Cal. Rptr. 858 (Cal. 1975); Diaz
v. Carcamo, 253 P.3d 535 (Cal. 2011).
Statute of Limitations 2 years. Civ. Proc. §335.1
Minimum policy limits for bodily injury & property damage $15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$5,000 property damage liability per accident
Minimum UIM auto insurance limits Liability: 15/30/5
Workers compensation eligibility Not eligible

Workers compensation cases are not eligible for lawsuit funding in California. This is because the plaintiff and their attorney receive individual checks for attorney’s fees and the plaintiff’s portion, rather than it all going to the attorney in one lump sum. Because of this, legal funders cannot secure their lien against the attorney’s trust account. This is the only type of case ineligible for lawsuit funding in California.

There is little guidance regarding pre-settlement funding in California, but previous court rulings have confirmed it as a valid practice. The United States Court of Appeals for the Ninth Circuit issued a ruling via the Noerr-Pennington doctrine, which holds that parties cannot be held liable for joint efforts to petition or influence government bodies, including the courts. In addition to protecting parties filing litigation, Noerr-Pennington also protects any third-parties funding the case.

Regarding the regulation of pre-settlement funding, the Northern District of California updated its Standing Orders in 2017 to require disclosure of third-party funding arrangements in class-action lawsuits. Revealing that the plaintiff has funding could help to speed the resolution of the litigation.

California Personal Injury Law: How Does it Affect Legal Funding?

The statute of limitations for personal injury cases in California gives the injured party two years to file a lawsuit against those responsible. After that, it is unlikely the court will hear the case and the right to compensation will be lost. However, potential plaintiffs only have six months to file an injury claim against a government entity, while adhering to a strict set of procedural rules.

California follows the pure comparative negligence doctrine, which means that the court decides how much each person is to blame and then assigns a percentage of responsibility. The damages to be paid is divided between all parties accordingly—for instance, the party deemed 90% at fault will have to pay 90% of the compensation. However, if the plaintiff is partially responsible for the accident, the same proportion will be deducted from the damages they receive.

The law does not provide a specific method that determines how much compensation plaintiffs are owed. Instead, personal injury damages are based on a combination of economic damages (medical bills, property damage, and lost wages) and non-economic damages (pain and suffering, physical impairment, and inconvenience).

In general, there is no cap on compensatory damages in a personal injury case in California. However, the law prevents most uninsured drivers from receiving non-economic damages after a car accident, regardless of whether another driver was responsible or not. The one exception is if an uninsured driver is in an accident involving a driver under the influence of drugs or alcohol, and has been convicted of driving under the influence (DUI) in connection with the accident. Californian law also places a $250,000 cap on non-economic damages in medical malpractice cases.

Any personal injuries caused by another person or entity automatically qualifies you for a cash advance in the state of California. If your accident occurred within California and you sustained significant injuries, you automatically qualify for a free and quick application.

Notable Personal Injury Lawyers in California

There are plenty of experienced personal injury lawyers working in California who would be delighted to take on your case:

Steven M. Sweat
5757 Wilshire Blvd, Los Angeles, CA 90036

Christopher Montes de Oca
355 S. Grand Ave, Suite 2450, Los Angeles, CA 90071

Philip Borowsky
101 Mission Street, Suite 1640, San Francisco, CA 94105-1571

Elliot Reiner
701 Howe Avenue, Sacramento, CA 95825

Griselda Torres
1255 West Shaw Avenue Suite, Suite #105, Fresno, CA 93711

Elizabeth A. Banham
2442 4th Avenue, Suite 100, San Diego, CA 92101

Vijay Dinakar
2 N First Street, San Jose, CA 95113

GJEL Accident Attorneys
220 Montgomery St Suite 2100
San Francisco, CA 94105
(415) 986-4777

Car Accident and Fatality Statistics in California

California is notorious for its crowded roads that unfortunately give way to an increasing number of car accidents. The most recent California Office of Traffic Safety (OTS) Collision Rankings were recorded in 2016, revealing a total of 3,623 traffic fatalities that year—a 7% increase from 3,387 in 2015, and a 28% rise since 2013. Shockingly, California accounts for 12% of all auto deaths in the United States.

Altogether, 490,168 car accidents were reported in the state in 2016, while 278,585 people suffered injuries. The findings by OTS also revealed that 1,059 fatalities resulted from alcohol-impaired driving, while 15% of drivers involved in motor fatalities tested positive for legal and/or illegal drugs.

Below are examples of traffic accident cases eligible for California pre-settlement loans at Nova Legal Funding.

At Nova Legal Funding, we have the skills and experience to take charge of all lawsuit funding in California. Get in touch with our team today for a free case evaluation, and for more information about the benefits of a California lawsuit loan.

California Lawsuit Funding FAQs

How do I know if I qualify for lawsuit funding in California?

Any personal injuries caused by another person or entity automatically qualify for lawsuit funding. As a general rule, if your accident occurred within California and you sustained significant injuries, you automatically qualify for a free and quick application.

Is it a lawsuit loan or cash advance?

Although often referred to as a lawsuit loan, the funding is actually an advance against your eventual lawsuit settlement. Importantly, the cash advance is considered non-recourse. This means that if you lose your case, there is no requirement to pay back the money. We only collect if you win your case or obtain a settlement.

Does it matter how I spend the lawsuit funding?

Lawsuit funding is available to help those who need financial support during an ongoing personal lawsuit injury. However, there is no restriction on how you spend your lawsuit cash advance. Some of our plaintiffs in California used their money to pay off debts, cover their mortgage or rent payments, afford medical bills or simply to help with daily living expenses.

Apply For Lawsuit Funding in California Now

At Nova Legal Funding, we have the skills and experience to take charge of all lawsuit funding in California. Our funding specialists are on hand 24/7 to serve personal injury plaintiffs. Get in touch with our team today for a free case evaluation, and for more information about the benefits of a California lawsuit loan.

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(800) 760-0704