Pre-Settlement Lawsuit Loans (Cash Advances) in Alabama

Fast Pre-Settlement Loans in Alabama

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Are you awaiting a personal injury lawsuit in the state of Alabama?

The financial strain caused by a lengthy legal battle in Alabama often leaves plaintiffs unable to pay their mortgage or rent, medical bills, and other living expenses. At Nova Legal Funding, we provide our clients with the immediate financial support they need through pre-settlement funding.

The complex nature of personal injury lawsuits in Alabama could mean the process takes months or even years before you receive a payout for your injuries. To make things worse, insurance companies have been known to use stalling tactics to leave financially-strained clients with little choice but to accept a lower settlement.

pre settlement lawsuit loans alabama

It’s no surprise that so many people with a pending personal injury lawsuit require financial assistance until the case settles. Many turn to lawsuit loans to help cover expenses during the process. However, Nova Legal Funding offers a superior alternative for Alabama plaintiffs.

Our cash advances are wholly non-recourse, meaning clients are not required to pay anything back if they lose their case. This removes the risk associated with lawsuit funding in Alabama.

You can apply for a pre-settlement loan with Nova Legal Funding at any time during your case, and we can provide you with financial support within 24 hours.

Call us toll-free at (800) 760-0704 to speak with a friendly funding specialists today.

Alabama Lawsuit Funding Requirements

To kickstart your application for lawsuit funding in Alabama, all we need from you is your name, phone number, and your attorney’s contact information.

No Credit Checks

Nova Legal Funding specialists will not inspect your credit history.

Straightforward Application

You will not need to deal with any additional stress as the majority of the application process solely involves Nova Legal Funding and your attorney.

Funding Without Risk

No Nova Legal Funding customers will ever have to repay the funds if they lose their lawsuit.

Laws and Regulations of
Pre-settlement Funding in Alabama

Important Alabama Legal Information

Avg. Funding per case from Nova Legal Funding $5,852 Nova can fund anywhere from $500 up to $2,500,000 depending on case value.
Fault Laws Pure Contributory Negligence If plaintiff is making claim based in negligence, entitlement to receive damages will be defeated by plaintiff’s negligence. John Cowley & Bros., Inc. v. Brown, 569 So.2d 375 (Ala. 1990); Ala. Power Co. v. Schotz, 215 So.2d 447 (Ala. 1968).
Statute of Limitations 2 years Title 6, Ch. 2, 6-2-38
Minimum policy limits for bodily injury & property damage $25,000 bodily injury liability per person $50,000 bodily injury liability per accident $25,000 property damage liability per accident
Minimum UIM auto insurance limits Liability: 25/50/25
Workers compensation eligibility Not eligible

Alabama courts have previously held that litigation financing agreements go against public policy, ruling that the practice amounted to a form of “gambling” or speculating in litigation. This means it can sometimes be difficult to fund cases in the state.

However, it is possible for plaintiffs to obtain pre-settlement funding in Alabama if the agreement is placed under the jurisdiction of a state more open to litigation financing. Pre-settlement loans in the state are regulated by Section 5-18 of the Alabama Small Loan Act, and only licensed lawsuit funding companies are legally allowed to offer financial support. There is also no restriction on how clients spend a lawsuit cash advance, allowing plaintiffs to use the money to pay off debts and bills, rent and mortgage to avoid eviction and to cover general living expenses.

Nova Legal Funding is completely licensed, and we are able to provide pre-settlement loans in Alabama.

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What Our Clients Say

Our team funded $25M+ to thousands of accident victims nationwide!

Notable Personal Injury Lawyers in Alabama

Alabama is home to many experienced personal injury lawyers who would be delighted to take on your case:

Anthony Ifediba
1220 16th Street S., Birmingham, AL 35205

Kevin M Ryan
209 North Joachim Street, Mobile, AL 36603

Russell Wilson Crumbley
2304 Memorial Pkwy SW, Huntsville, AL 35801

Dwayne Brown
2740 Zelda Road, Suite 500, Montgomery, AL 36106

Justin L. Smith
907 17th Ave, Tuscaloosa, AL 35401

Rafael Gil
111 Adris Place, Dothan, AL 36303

Greg Reeves
232 Moulton St E, Decatur, AL 35601

Car Accident and Fatality Statistics in Alabama

Alabama’s traffic fatality rates are some of the worst in the US, with a motor vehicle accident reported every 200 seconds in 2017.

The U.S. Department of Transportation’s Fatality Analysis Reporting System reported 864 fatal crashes in 2017, resulting in the deaths of 948 people. Distracted driving was associated with a total of 40 certified fatalities, and though most traffic accidents occurred in urban settings, there were more deaths (60%) in rural areas.

Around 21% of fatal crashes were caused by drivers under 25 years of age and 54% occurred at night. Additionally, 71.8% of all traffic crashes resulted from multiple vehicles colliding and were responsible for 379 fatalities and 32,587 injuries in 2017.

The most common pre-settlement funding for Alabama drivers involved in traffic cases are:

Get in touch with our team today for a free case evaluation, and for more information about pre-settlement funding in Alabama.

Ready to get started? We’ve got your back.


Any customer living in Alabama is eligible for pre-settlement funding if another person or entity has given them a personal injury.

A Nova Legal Funding lawsuit loan is actually a cash advance against our customer’s eventual lawsuit settlement. However, as a non-recourse advance, plaintiffs will not have to pay back the money if they lose their lawsuit. Nova Legal Funding will only collect from you if you win your case or obtain a settlement.

Plaintiffs are able to spend the funds however they like as no restrictions are in place. Past customers have used the advance to pay off debts, cover the mortgage, and handle general living expenses.

Apply For Lawsuit Funding in Alabama Now

Here at Nova Legal Funding, we provide the best possible service to any personal injury plaintiffs in need of financial support. Get in touch with a member of our team to find out more about our lawsuit funding in Alabama.

Call us toll-free at (213) 340-5082 to speak with a friendly funding specialists today.

Apply Online

Cases We Fund

Nova’s rates are as low as 1-3%. Our mission is to have some of the lowest rates in the industry. We’ll match or beat anyone’s rate.

Ready to get started? We’ve got your back.