Pre-Settlement Lawsuit Loans (Cash Advances) in Indiana
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Are you an Indiana resident with a pending personal injury case?
Nova Legal Funding provides pre-settlement funding in Indiana for all claimants facing financial issues due to their case. Personal injury lawsuits usually take months, or sometimes even years before plaintiffs receive compensation. Insurance firms are notorious for preying on this and delaying proceedings with the aim of getting clients to accept a lower settlement.
A personal injury lawsuit can be even more of a burden if your injury means you are unable to work, and consequently unable to meet rent payments, pay for medical bills, and afford various other day-to-day expenses. It is for this reason that so many personal injury claimants need a helping hand, which is where Nova Legal Funding step in.
Our pre-settlement funding in Indiana will get you through your case and help you receive the compensation you deserve. The cash advance will be with you promptly, with most clients receiving funding within 24 hours.
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Indiana Lawsuit Funding Requirements
To apply for a pre-settlement loan in Indiana, you simply need your name, phone number, and your attorney’s contact information.
No Credit Necessary
Your credit history will not be inspected by a Nova Legal Funding specialist.
Hassle-Free Application
The bulk of your application process will take place between Nova Legal Funding and your attorney.
Risk-Free Cash
You are only required to pay back the funds if you win a settlement. If you lose the lawsuit, you will owe nothing to Nova Legal Funding.
Laws and Regulations of Lawsuit Funding in Indiana
Important Indiana Legal Information | |
---|---|
Avg. Funding per case from Nova Legal Funding | Nova can fund anywhere from $500 up to $2,500,000 depending on case value. |
Fault Laws | Modified Comparative Fault – 51% Bar Plaintiff will be barred from recovery if he is more than 50% at fault – under 50% will reduce pro-rata damages. I.C. § 34-51-2-6 |
Statute of Limitations | 2 years Title 34, Art. 11, Ch. 2, Sec. 34-11-2-4 |
Minimum policy limits for bodily injury & property damage | $25,000 bodily injury liability per person $50,000 bodily injury liability per accident $25,000 property damage liability per accident |
Minimum UIM auto insurance limits | Liability: 25/50/10 (effective July 1, 2018: 25/50/25) |
Workers compensation eligibility | Eligible |
Lawsuit funding in Indiana is perfectly legal. That said, companies must follow regulations stipulated in the House Enrolled Act 112, which Noval Legal Funding makes sure to do. For instance, repayment of litigation funding is only required if the plaintiff wins their case—we already work on this basis, meaning our service is entirely risk-free.
It is also imperative that you inform us should you have already received funding for your case. This is because a repayment must be arranged on the lien before we can start assisting you.
What Our Clients Say
Our team funded $25M+ to thousands of accident victims nationwide!
Indiana Personal Injury Law: How Does it Affect Legal Funding?
Residents of Indiana have two years from the date of an injury to file a personal injury lawsuit under the state’s statute of limitations. If the injured party fails to do so in this time, they are unlikely to get their case heard and forfeit their right to compensation.
Indiana jurisdiction follows a comparative fault doctrine, which reduces compensation in accordance with the percentage a plaintiff is deemed to be at fault for their injuries. If, for example, you’re held to be 20% responsible, you’d lose 20% of your compensation. However, if a claimant is found to be 50% or more to blame for their injuries, they cannot collect any money.
Like some other states, Indiana has capped non-economic damages for medical malpractice cases. This currently caps damages at $1.8m for most cases, though judges have flouted these regulations in recent times to award higher damages. Indiana law also caps compensation paid by the government for any medical malpractice accident at $5m.
For dog attacks, the Ind. Code 15-20-1-3 makes dog owners strictly liable for injuries caused by their animal, regardless of the dog’s past behavior.
With regard to motorist accidents, Indiana follows a fault-based system. This means that the driver held responsible for a car accident is also responsible for any resulting harm, as far as their policy limits allow. An injured party can, therefore, proceed in one of three different ways. They can either file a claim using their own insurance, file a third-party claim directly using the responsible driver’s insurance, or file a personal injury lawsuit against them. Under this, drivers must have the following insurance coverage at all times:
- $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle
- $50,000 for total bodily injury or death liability in an accident caused by the driver of the insured vehicle, and
- $25,000 for property damage per accident caused by the driver of the insured vehicle.
All drivers in Indiana must also have uninsured motorist coverage equivalent to the figures outlined above, as well as $50,000 in underinsured motorist coverage for bodily injuries.
Notable Personal Injury Lawyers in Indiana
Indiana has a huge pool of expert personal injury lawyers happy to take on your case:
Randal Klezmer
8520 Center Run Drive, Indianapolis, IN 46250
Katherine Moore
225 West Main Street, PO Box 668, Lebanon, IN 46052
Todd C. Barsumian
5455 Old Indiana 261, Newburgh, IN 47630
Jeffrey JJ Shaw
56 Indiana Ave, Valparaiso, IN 46383
Nathaniel O Hubley
810 South Calhoun Street, Suite 200, Fort Wayne, IN 46802
Car Accident and Fatality Statistics in Indiana
The most recent statistics from the US Department of Transportation’s Fatality Analysis Reporting System show that there were 836 fatal crashes in Indiana in 2017, resulting in 914 deaths. This works out at 13.7 deaths per 100,000 of the population, which is significantly lower than the highest rate—23.1 deaths per 100,000 in Mississippi. Just under a third (29%) of drivers killed had a high percentage of alcohol in their system, whilst 34% of fatally injured occupants weren’t wearing a seatbelt.
Nova Legal Funding offers lawsuit funding for Indiana drivers involved in cases related to traffic accidents. Below are six of the most common causes:
FAQs
All personal injuries sustained because of another party entitle you to pre-settlement funding in Indiana. Generally speaking, if you are injured within the state, you will be eligible to apply for funding.
Nova Legal Funding provides cash advances to injured parties, and while these are known as lawsuit loans, they are actually non-recourse advances. As a result, you are only obliged to repay them if you win your case.
Laintiffs are free to spend their settlement funding as they see fit. The money is there to help you get through any financial difficulties you may be in because of your case. Previous claimants have used it for things like paying off debts, covering rent payment, or for daily expenses such as food.
Apply For Pre-Settlement Funding in Indiana Now
Nova Legal Funding has already helped numerous individuals get through their personal injury cases and receive the compensation they deserve. If you need financial assistance yourself, please don’t hesitate to get in touch for a free case evaluation.
Call us toll-free at (213) 340-5082 to speak with a friendly funding specialists today.
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