Arizona Legal Funding

Fast Pre-Settlement Loans in Arizona

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Do you have a pending personal injury lawsuit in the state of Arizona?

The complex nature of personal injury lawsuits often make the process particularly lengthy, and you could be waiting months or even years before you receive a payout for your injuries. This timeframe may cause significant financial strain, while insurance companies are also notorious for delaying proceedings in the hope that you will accept a lower settlement than you deserve.

Nova Legal Funding is on hand to offer immediate financial support. Our team can provide the money you need within 24 hours, helping you to cover medical bills, mortgage payments, and other living expenses until the case settles. With Nova Legal Funding’s fast and simple lawsuit loans in Arizona, you and your attorney will have the time and space to negotiate the settlement you deserve.

Our cash advances are wholly non-recourse, meaning clients are not required to pay anything back if they lose their case. You can apply for a pre-settlement loan with Nova Legal Funding at any time during your case.

Arizona Lawsuit Funding Requirements

When applying for a pre-settlement in Arizona, we simply require your name, phone number, and your attorney’s contact information.

  • Bypass Credit Checks – There is no need for a Nova Legal Funding specialist to inspect your credit history during the lawsuit loan application process.
  • Simple Application – Most of the lawsuit funding application will take place between us and your attorney, relieving you of any additional stress.
  • Risk-Free Financial Aid – There’s no risk in applying for lawsuit funding in Arizona as personal injury plaintiffs are not required to pay anything back if they lose their case.

Laws and Regulations of Lawsuit Funding in Arizona

Important Arizona Legal Information

Avg. Funding per case from Nova Legal Funding $9,745

Nova can fund anywhere from $500 up to $2,500,000 depending on case value.

Fault Laws Pure Comparative Fault

Plaintiff’s awarded damages will be reduced by his share of the fault. A.R.S. § 12-2505.

Statute of Limitations 2 years Title 12, Article 3, Sec. 12-542
Minimum policy limits for bodily injury & property damage $15,000 bodily injury liability per person
$30,000 bodily injury liability per accident
$10,000 property damage liability per accident
Minimum UIM auto insurance limits Liability: 15/30/10
Workers compensation eligibility Eligible

A personal injury plaintiff may seek lawsuit funding in Arizona to advance court costs and litigation expenses. An attorney should thoroughly explain the details of the pre-settlement agreement in order to ensure their client makes an informed decision. Senate Bill 1403 passed in Arizona in 2015 legally established consumer lawsuit loans and capped the annual rate of interest for Arizona lawsuit funding at 36%.


The Arizona settlement loan process with Nova Legal Funding can begin during any phase of your lawsuit, helping cover expenses such as medical bills, mortgage payments, or debts.

Arizona Personal Injury Law: How Does it Affect Legal Funding?

Arizona’s statute of limitations for personal injury lawsuits gives the injured party 2 years from the date of injury to file a lawsuit against those responsible. Any later and it is unlikely the Arizona court system will accept the case and there will be no right to compensation. However, if an injury is hidden, the time limit could begin from the date it was discovered as opposed to the date it was sustained. Therefore, injured parties should discuss the statute of limitations with a qualified attorney. Additionally, there is a different statute of limitations for victims wishing to make a claim against a city, county, or the state. In these cases, a formal claim must be filed within 180 days and a lawsuit filed within a year.


Article 2, Section 31 of Arizona’s constitution prohibits any damages caps in personal injury cases.


The justice system in Arizona operates under the pure comparative fault doctrine. Under this jurisdiction, the courts are able to reduce a plaintiff’s damages if they are partly at fault for their own injury. A judge or jury will assign a percentage of responsibility to all parties during a personal injury case, and each will have to pay an equal proportion of the overall compensation. If the plaintiff is found to be 10% at fault, 10% will be deducted from the damages paid.

Residents of Arizona don’t necessarily need to go through the courts to handle a traffic accident case. Instead, the injured party has the option to settle a claim with relevant insurance companies if they wish. However, dog owners in Arizona may have to go to court if their pet causes an injury, as specific statutes (Ariz. Rev. Stat. §11-1025, and Ariz. Rev. Stat. §11-1020) make the owner “strictly liable”. This is regardless of the animal’s past behavior.

Notable Personal Injury Lawyers in Arizona

Arizona is home to many experienced personal injury lawyers who would be delighted to take on your case:

Doug Zanes
4222 E. Thomas Rd., #230, Phoenix, AZ 85018

Louis Hollingsworth
3501 North Campbell, Suite 104, Tucson, AZ 85719–2032

Clark Watkin
14362 N. Frank Lloyd Wright Blvd., Suite 1000, Scottsdale, AZ 85260

Bruce Squire
1212 E. Baseline Road, Suite 105, Tempe, AZ 85283

Daniel B. Kaiser
121 E Birch Ave, Suite 403, Flagstaff, AZ 86001

David G. Hastings
5505 W. Chandler BLVD., Suite 15, Chandler, AZ 85226

Frank A. Fila
301 South Second Avenue, Yuma, AZ 85364

Car Accident and Fatality Statistics in Arizona

According to the most recent records from the U.S. Department of Transportation’s Fatality Analysis Reporting System, there were 919 fatal crashes in Arizona in 2017. These resulted in 1,000 deaths, the majority of which (26%) were car occupants. There were also 37,823 non-fatal injuries resulting from motor vehicle crashes and 88,322 accidents that caused property damage only. The findings additionally showed that 26% of the perished drivers with known blood alcohol concentration results displayed BACs above 0.08. All US states impose penalties for driving with a BAC of 0.08% or greater.

At Nova Legal Funding, we offer pre-settlement funding for any drivers in Arizona involved in car accident cases. The most common cases we work with are:

Get in touch with our team at Nova Legal Funding for a free case evaluation, and more information on lawsuit funding in Arizona.


Can I apply for lawsuit funding in Arizona?

Any resident of Arizona who has sustained a personal injury automatically qualifies for pre-settlement funding. If you have suffered an injury resulting from another person or entity, you are entitled to a free and quick application.

Will I receive a lawsuit loan or a cash advance?

Nova Legal Funding provides financial assistance to plaintiffs with a cash advance against their final lawsuit settlement. This is, however, often referred to as a lawsuit loan. Additionally, this is a non-recourse advance, which means customers will not have to repay the money if they lose their personal injury case.

Are there any restrictions in place over how I spend the cash advance?

Plaintiffs are free to spend pre-settlement funding however they like. There are no restrictions in place, though Nova Legal Funding customers often use the advance to pay rent, mortgage, bills, debts, and additional living expenses.

Apply For Lawsuit Funding in Arizona Now

At Nova Legal Funding, our quality team is on hand to provide pre-settlement funding to all Arizona plaintiffs. Get in touch today for a free case evaluation and more details of lawsuit funding.

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(800) 760-0704